Even if it seems in the process of extinction, the check continues to help many consumers. Faced with increasingly dematerialized funds, is it still welcome in shops? Overview of your rights.
Even if the check seems to belong to another era, relegated to the bottom of the drawers or reserved for dusty administrative procedures, it nevertheless remains A precious means of payment For some homes.
The elderly For example, little friands of contactless payment, still see it as a familiar and reassuring tool. And it can also very useful In case of loss of your bank cardwhile waiting for the news!
But at a time when everything goes by card or mobile application, a question often comes back: Can a merchant legally refuse a check at the checkout? We take stock of your rights, thanks to the information of UFC-Que Choose.
What about other means of payment then?
The check is not the only payment method to be asked. For example, ATM cannot not be imposed by a professional. You must always have the choice between at least two means of settlement.
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What about species? There too, there can be limits: beyond € 1,000or if your tickets are damaged, The merchant can refuse. It can always be useful to have several means of payment available!
The rules of the checkbook
It may surprise you, but contrary to what you might think, Nothing obliges a professional to accept checks.
The law authorizes merchants to refuse or limit this type of paymentas long as they clearly inform you, by a display. So if you take out your checkbook at the supermarket and refuse it, It’s perfectly legalprovided that a panel announces it.
Exceptions that confirm the rule
However, there are a special case : if the merchant refuse bank cards, But is a member of an approved management organizationil cannot refuse checks.
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In this case, he must accept them … provided, of course, that the checkbook is valid and that you can provide An identity document with photo! From a certain amount, two identity documents Can be required (again, if it is specified via a display).
In summary, yes, We can refuse you a checkmore not just about. Keep an eye on stores in store, and don’t forget your identity card If you want to pay the old way. And above all, do not throw your checkbook too quickly, it could still be useful to you!
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Cuisine editor
Passionate about everything related to cooking, I love to discover new products, explore food trends and dive into European culinary traditions. Based in Brussels, I share …
